Selecting the proper POS system is a business-critical choice, and Clover remains at the forefront with its versatile, intuitive, and powerful solutions. If you have a busy restaurant, a small café, a hectic retail shop, or a mobile business on the move, there's a Clover device designed specifically to fit...
Payment Reversals Explained: What It Is and How It Works
In today's digital age, online transactions have become an integral part of our daily lives. Whether it's purchasing goods or services, paying bills, or transferring funds, electronic payments have made our lives more convenient. However, with the rise of online transactions, the occurrence of payment reversals has also increased. Understanding...
What is Chargeback Representment?
Chargeback representment is a crucial process for businesses that accept credit card payments. It refers to the act of disputing a chargeback, which occurs when a customer disputes a transaction and requests a refund from their bank or credit card issuer. Chargebacks can be costly and damaging to businesses, as...
What Happens If You File A False Chargeback Claim?
In today's digital age, online shopping has become increasingly popular, allowing consumers to conveniently purchase products and services from the comfort of their own homes. However, with this convenience comes the risk of fraudulent activity, both from merchants and consumers. One such fraudulent activity is the filing of false chargeback...
How Can Rapid Dispute Resolution Help You Keep a Low Chargeback Rate?
In today's digital age, chargebacks have become a common occurrence in the business world. A chargeback is a transaction reversal initiated by the cardholder's bank, usually due to a dispute or fraudulent activity. While chargebacks are meant to protect consumers, they can have a significant impact on businesses, leading to...
Velocity Checks and Fraud Prevention
In today's digital age, where online transactions have become the norm, the risk of fraud has also increased significantly. Fraudsters are constantly finding new ways to exploit vulnerabilities in payment systems and steal sensitive information. To combat this growing threat, businesses and financial institutions have turned to velocity checks as...
How to Qualify for Level III Processing Rates in 2025
In the ever-evolving world of payment processing, businesses are constantly seeking ways to optimize their operations and reduce costs. One such avenue is qualifying for Level III processing rates, which can provide significant savings for businesses that process a high volume of business-to-business (B2B) transactions. In this comprehensive guide, we...
How Can My ISO Offer Cash Discount Merchant Services Programs?
Cash discount merchant services programs have gained popularity in recent years as a way for businesses to offset the costs associated with accepting credit card payments. These programs allow merchants to offer a cash discount to customers who pay with cash, while charging a small fee to those who choose...
Can High-Risk Merchants Use a Cash Discount Program?
In the world of commerce, certain businesses are labeled as high-risk merchants due to various factors that make them more susceptible to financial risks. These risks can include chargebacks, fraud, legal and regulatory issues, and other factors that may affect the stability and profitability of the business. High-risk merchants often...
How To Sell Cash Discount Merchant Services
Cash discount merchant services are a growing trend in the payment processing industry. As a business owner, it is important to understand what cash discount merchant services are and how they can benefit your business. In this article, we will explore the concept of cash discount merchant services, discuss the...